SERVICES DESIGNED FOR YOU
Our services have been developed with our clients as top priority. Each service is a well-designed plan giving you the time and freedom to focus on what’s most important in your life.
SERVICES DESIGNED FOR YOU
Our services have been developed with our clients as top priority. Each service is a well-designed plan giving you the time and freedom to focus on what’s most important in your life.
Cash Flow Management
Cash is king. Understanding your monthly cash flow is the first step in achieving your financial goals. Let us help you complete a detailed budget to keep track of your income and expenses. That way we can determine how to allocate your uncommitted income to specific goals and help forecast your financial success.
Risk Management
It’s about what you don’t know. It’s important to be proactive to ensure an accident or sickness doesn’t derail your overall financial strategies. We perform an Insurance Needs Analysis to make sure you understand what financial risks you may be exposed to and how to reduce or eliminate those risks.
Investment Planning
As proud partners of PEAK Securities Inc.*PEAK Securities Inc., an Investment Industry Regulatory Organization of Canada (IIROC) registered, Investment Dealer, limits its responsibility to investment products such as stocks, bonds, and mutual funds. PEAK Securities Inc. is a member of the Canadian Investor Protection Fund. You may access PEAK Securities Inc. privacy statement at www.peakgroup.com we offer our clients unbiased, secure, well-diversified investment advice. We don’t control the market but we do control what our strategy is. A strategy that is based on our client’s goals and their comfort with market fluctuation. Our goal is to ensure your wealth is safe and available to you when you need it. Simply put, “We take the stress out of investing”
Tax Planning
Like the 4 seasons, tax season is inevitable however there are many ways to lower your taxes. Our tax planning process begins by taking a snap shot of your current financial situation and then calculating ways to ensure that you are being the most tax efficient not only for today but tomorrow as well.
Retirement
No one’s retirement is the same as another, so it goes without saying that no retirement plan should be the same as any other. Whether you are currently saving for retirement, just entering retirement or have been retired for some time, a proper plan can make a world of difference. The average person spends 10 to 20 hours planning their annual vacation. Isn’t retirement the longest vacation of your life? So let us help you design a retirement plan that fits the lifestyle you want. Together we will create an investment plan that reduces market risk, increases the longevity of your nest egg and when the time comes, prepare a liquidation strategy allowing you to enjoy what should be some of the best years of your life.
Succession Planning
If you are a business owner, it is important that you exit your business in the most efficient way possible. A proper succession plan is crucial. Whether you are passing your business to the next generation, selling to a third party or winding down your business and selling the assets, it’s important to understand your options and amalgamate your personal and business finances appropriately. In other words the earlier you start creating a succession plan the better. We can help.
Estate Planning
Estate planning is one of the most important parts of a holistic financial plan. It will help preserve your estate while ensuring your wealth is transferred according to your wishes and to the emotional and economic benefit of your designated beneficiaries.
What do you want your legacy to be? There are consequences to not having the right documents in place. Do you have a Will, Personal Directive and Enduring Power of Attorney? Whether you are planning on passing your estate to the next generation or an organization close to your heart, there may be ways to avoid probate, minimize taxes and reduce stress for your executors and beneficiaries alike. We can help guide you through this difficult process.